Banking Awareness MCQ Questions and Answers Quiz

71. What is validity period of cheque?

  1. 4 months from date of issue
  2. 3 months from date of issue
  3. 1 month from date of issue
  4. Unlimited

72. What kinds of services are available free in Basic Savings Bank Deposit Account?

  1. Receipt / credit of money through NEFT / RTGS
  2. No annual maintenance charges on ATM-cum-Debit card
  3. 4 withdrawals in a month (including ATM withdrawals)
  4. All of above

73. Which currency note has security thread?

  1. Rs.50/-
  2. Rs.100/-
  3. Rs.500/-
  4. All of above

74. Which is prohibited for writing on currency notes?

  1. Political message
  2. Religious message
  3. Personal message
  4. All of above

75. Which type of deposits earns higher interest rate?

  1. Current account
  2. Savings Account
  3. Fixed Deposits
  4. None of above

76. While making nomination, signature of nominee is required on

  1. Account Opening Form
  2. Nomination form
  3. Affidavit
  4. None of above

77. Who can open an account under PMJDY?

  1. Minor above the age of 10 years
  2. Only lady of the house
  3. Only head of the family
  4. All of above

78. Who can open bank account?

  1. Indian citizen
  2. Non Resident Indian
  3. Illiterate
  4. All of above

79. Who is Bank Mitra?

  1. Banking Correspondents engaged by Banks
  2. Valuable customer of Bank
  3. Security guard in a branch
  4. None of above

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